摇钱树银行的 SEDAR Acccount

BSN SEDAR Acccount

A better financial future begins with BSN SEDAR, a 24-month contract that offers greater returns and bonuses of up to 30% in interest earned. Start now, with a minimum savings of RM50.00.

Features & Benefits

»  Fixed and attractive returns.
»  Minimum opening amount for savings is only RM50. You will need to continuously credit RM50 every month to your SEDAR Account until the 24-months contract expires.
»  Your monthly savings must be credited to your SEDAR Account within the first seven (7) days of each month to be entitled for the interest rate for the said month. Each savings will receive the interest rate that is calculated upon the minimum monthly balance and interest will be credited to your account annually.
»  Savings can be performed via Salary Deduction, Standing Instruction or at BSN Counters.
»  Withdrawals are not permitted within the 24-months contract.

 Notes: 

»  Accounts can be opened at any BSN Branch.
»  Your Passbook will be issued immediately.
»  Government Employees and private organisations may contact the nearest BSN Branch
    to open account, in groups
»  Customers can own more than one SEDAR Account.

Interest Rates & Bonus

(Effective 8 May 2009)

Savings Period	Annual Interest Rate	Bonus
First Year (12 months)	2.5%	15% bonus upon interest received
Second Year (24 months)	2.5%	30% bonus upon interest received
Subsequent Years	2.5%	30% bonus upon interest received

 Notes: 

»  Interest and bonus will be credited to your SEDAR Account after 12 months and 24 months.
» Once your 24-month contract expires, you are not allowed to continue your savings in SEDAR Account. To continue enjoying SEDAR Account rates, you will need to open a new account.
»  However, you will be able to enjoy higher returns upon your account balance in the subsequent years.

多多想介绍给大家这个摇钱树银行的 SEDAR Account 很久了。

SEDAR 是醒悟的意思。

摇钱树银行的这个储蓄户口的主要目的是要大家醒悟及了解储蓄的重要性。

这SEDAR储蓄户口的利息比普通的储蓄户口来得高一点点。

多多本身在 2007 年就开了这个SEDAR储蓄户口。

当时的多多还蛮有钱的 （哈哈！冲大头鬼）， 每个月都有多余的钱 （RM200.00 很多吗？！）可以放入进该户口。

在这里多多要提醒大家，当你开了SEDAR储蓄户口， 你是需要连续24个月都存入指定的数目进该户口。

不然你的利息就 。。。

利息的算法： 

                正常的利息            额外的利息    

第一年：     2.5%                       15% 

第二年：     2.5%                       30% 

之后：         2.5%                       30%

每12个月后你都可以收到以上的利息。
只要你不提款，该利息会一直给下去。

多多的 SEDAR储蓄户口：

储蓄数目： RM200.00 每月

合同期限: 24 个月 （必须）

                3/2006 - 2/2008

                    母金                     正常的利息            额外的利息    

第一年：   2,400.00                     51.00                       7.65 

第二年：   2,400.00                   163.14                      48.90
总额：      4,800.00 

第三年之后                                  196.54                     58.80 

如果以普通的户口比较的话， 这SEDAR储蓄户口的利息可是比较高的哦！！

多多蛮鼓励大家开这储蓄户口的，主要是可以强迫自己每个月都月乖乖的去存钱，而且利息也不比定期差。